These are the costs or essential services: burial fees or cremation fees, plus the minister or officiant’s fee and doctors’ fees. They are outside the control of the funeral director but will be paid by them, to the third parties at the time of the funeral.
The Direct Cremation Plan includes an £664 allowance for third party costs, The Simplicity Plan includes £1274 and The Necessity, Comprehensive and Complete Peace of Mind Plans include a £1464 allowance. The Direct and Simplicity Plan allowance is lower because the choice of date and time of the funeral is restricted, and the Crematorium offer a discounted rate for these service times.
The value of the third-party cost allowance included in your plan will grow over time. Only if third party costs were to increase by more than the growth of your plan might there be more to pay at the time of the funeral.
Please note: Our plans don’t include the purchase of a burial plot. Should you choose burial the plans include an allowance towards the opening of a new or existing grave. The purchase of a grave and any monumental work would need to be arranged separately.